Books

An Interview with Boomer Author Julie Gorges

Books Book Cover I'm Your Daughter JulieA new memoir, I'm Your Daughter, Julie, explores the emotional experience of a baby boomer caring for her mother, who has been diagnosed with Lewy Body dementia. In reading this excellent, engaging book, I began to understand the enormous challenge of caring for elderly parents, and I also learned a great deal about the harsh realities of dementia.

Julie Gorges, the author of the book, was kind enough to answer my questions about her writing career, her new book, and her advice for boomers who face a dementia diagnosis.

You've had a wide variety of writing experience -- as a newspaper reporter, short story writer, and author of non-fiction and fiction books. How would you characterize the difference between writing non-fiction and fiction? Do you find one form of writing more appealing than another?

That’s a good question. Writing fiction and non-fiction are more alike than one may think. Penning a novel with a fascinating plot, compelling characters, and lyrical prose is a creative endeavor. But the process often involves using true personal experiences or factual events as a springboard into an author’s imagination. Non-fiction is based purely on accurate facts. But techniques used in fiction are often used to make articles and non-fiction books more compelling and dramatic.

Do I like one form of writing more than another? When I first started writing, I focused primarily on fiction. But as the years went by, I became increasingly drawn to non-fiction. Stories I wrote about people as a newspaper reporter were fascinating and inspiring. Plus, I discovered that writing non-fiction has the power to educate, motivate, solve problems, heal, offer hope, and even change lives. Writing about real life is a great way to share the wisdom you’ve gained over the years to help others.

While I’m writing non-fiction right now, I haven’t ruled out writing another novel someday. What I do know is that I will write until the day I die. I’m in love, captivated, and addicted to words. Words are powerful, sometimes even magical, evoke our imaginations, and create wondrous worlds to explore. I started down the path of becoming a writer 30 years ago and still love the endless possibilities that this career offers.

Why did you write your first novel for teenage girls? How difficult was it to adopt the persona of a teenage girl and write in the first person?

I started my first novel while in my early 20s when my teen years were still fresh on my mind. So, it was easy to channel my experiences and feelings into my novel. Thankfully, I kept diaries as a teen-ager and much of the story comes directly from journals – with some fabrication, embellishments, and imagination thrown in, of course.

The teen years are fascinating to write about since it’s a time of discovery, a time when decisions can change your life forever, and a time of intense emotions. That’s why we all remember our teen years so well. It’s a time of unforgettable firsts – your first love, your first betrayal, your first profound mistake, or your first heroic act – all happening within a short amount of time.

Since the main character had many facets of my personality, it was easy for me to adopt her persona and writing in first person seemed to come naturally. By the way, finishing and publishing my first novel came years later, which speaks to the tenacity and perseverance that this career demands.

Your new book, I'm Your Daughter, Julie: Caring for a Parent with Dementia, is a very personal story about caring for your mom, who had Lewy Body Dementia. What made you decide to write this memoir?

Although many people encouraged me to share my story, I couldn’t immediately immerse myself in the painful memories of watching Mom slowly lose her mind, deteriorate physically before my eyes, and take her last breath. Nevertheless, eventually, I felt compelled to write the book out of a desire to help others learn from my successes and mistakes as a caregiver. For example, when my Mom developed bedsores while in a rehabilitation center that contributed to her death, I knew it was important to warn other caregivers and family members so they might be able to prevent such a catastrophe. By sharing my intimate journey, I hoped to make the process of bit easier and provide comfort to those losing a loved one to dementia so they wouldn’t feel alone.

I also wanted to write the kind of book that I would have found beneficial during those difficult years. I tried to read a few books while caregiving, but they were so thick and overwhelming. Time was limited and I didn’t need to know all the science behind what causes Alzheimer’s or Lewy Body dementia or try to decipher essential information from fluff often used as filler to meet a publisher’s page requirement. In a short amount of time, I needed to know how to communicate with my Mom when she was being unreasonable, how to help her get dressed when she became immobile, and how to keep from going crazy. That’s why my concise book is under 100 pages and to the point.  

In addition, not all books of this nature take you to the end of this journey and beyond. The mourning process for a caregiver is somewhat different and I wanted to share ways that family caregivers can move forward after their loved ones die.

What advice do you have for boomers who are facing a dementia diagnosis, either for a loved one or for themselves?

Knowledge is power. Become informed. You’ll be better prepared to handle the wide variety of challenges that lie ahead if you know what to expect. Try and learn everything you can about the disease from your doctors, websites, books, and support groups. There are many things you can do to make life more dignified and enjoyable during this time. Once you become informed, you may need to help educate other family members and friends.

Also, keep in mind, there are several types of dementia. Try to get an accurate diagnosis so you can find the right treatment plan that can include medications and lifestyle changes to help with symptoms. Having an accurate diagnosis will also help you make informed medical decisions and make plans for the future.

Finally, face this disease one day at a time. If you are caring for a loved one with dementia, caregiving is a meaningful, worthwhile, and important undertaking. That being said, make sure you take care of your own needs, accept help when offered, and be aware of caregiving options to help you during later stages.

About Julie
Author Photo 2018-1Julie A. Gorges is an award-winning journalist, author, and freelance writer. She is also a blogger at Baby Boomer Bliss, recently recognized as one of the top baby boomer blogs on the web. Her latest book, I’m Your Daughter, Julie is available on Amazon. If you’d like to learn more about Julie, please visit her author’s website.


Savor the Memories: The Brands You Loved as a Kid in a New Book

I am excited to announce the publication of my new book, written especially for Boomers!

Standup1Boomer Brands: Iconic Brands that Shaped Our Childhood is a unique book that celebrates the brands of the 50s and 60s. The book covers cereal, soft drink, snack food, fast food, toy, car, beauty brands and more, as well as rock ‘n’ roll, protest and environmental brands. I share “Boomer Brand Cameos” of over fifty of the brands Boomers grew up with: Disney, Kellogg’s Frosted Flakes, Good Humor, Howard Johnson, Hush Puppies, MAD, Ovaltine, Twinkies, and WIFFLE Ball, to name a few. Plus, Boomers will gain rare insight into how these iconic brands shaped their childhood and have a lasting impact on their life.

Publishers Weekly says Boomer Brands is “a delightful journey through a time that saw the birth of the modern brand,” while Midwest Book Review calls it “a unique, entertaining, nostalgic, and impressively informative read from first page to last.”

 Boomers are already buzzing about Boomer Brands:

When was the last time you had your memory tickled over a long-forgotten but prized product that shaped your childhood? You’ll find a lot of those “Oh, yeah, I remember” moments in Barry Silverstein’s wonderful wander down Memory Lane. “Try it, you’ll like it.”
- Ron Schon, Retired Advertising Agency Executive and OLLI Instructor,
“The History of Advertising”

Boomer Brands is a delightful book filled with fun facts about our favorite childhood brands and memories. If you're over 50, you're sure to enjoy this nostalgic, entertaining and informative stroll down Memory Lane. 
- Nancy Collamer, Career/Retirement Coach and Author, Second-Act Careers

If you remember watching Saturday morning TV while slurping down a bowl of Frosted Flakes, or perhaps begged your parents to visit Disneyland after watching Wonderful World of Disney on Sunday night, you’ll want to read Boomer Brands. This enjoyable, easy read is chock full of fun facts about what made the brands we grew up with iconic.
- Anne Holmes, “Boomer in Chief,” National Association of Baby Boomer Women

Barry Silverstein offers a fun walk down Memory Lane for boomers, describing what made some of their favorite childhood brands so treasured then and now.
- Richard Eisenberg, Managing Editor, Nextavenue.org

Boomer Brands is meant to be read by Boomers, shared with Boomers, and savored for the memories! It is available from all major booksellers in print and eBook editions. Find out more about it, download a free chapter, or purchase a copy here:

http://www.boomerbrandsbook.com


July Half Price Sale on Couples Business Book

LMMH book cover-jpg BooksIf you've ever thought about going into business with your spouse, you need to read Let's Make Money, Honey: The Couple's Guide to Starting a Service Business. The book has received excellent reviews from book reviewers and readers alike. It tells the story of how a Boomer couple started a small service business and sold it seven years later. You'll find plenty of advice about what to do and what not to do when starting a business with your spouse. Included are details about planning, financing, outfitting, and launching a service business, as well as operations, marketing, sales, customer service, and managing growth. Useful tools to help couples assess their business interests and business compatibility are also included. 

For the month of July only, Happily Rewired is offering the eBook edition of Let's Make Money, Honey: The Couple's Guide to Starting a Service Business at half price -- just $3.50 -- if you order it through Smashwords. You can get the book in any format for any device, including a PDF. 

To get your copy at half-price, simply go to: https://www.smashwords.com/books/view/568837  When you place your order, enter the code SSW50 and you'll pay just $3.50 instead of the regular price of $6.99. This offer is only good from July 1 through 31 at Smashwords so order today!


Half Price eBook, "Let's Make Money, Honey," March 4 - March 10

LMMH book cover-jpg BooksIf you've ever thought about going into business with your spouse, you need to read Let's Make Money, Honey: The Couple's Guide to Starting a Service Business. The book has received excellent reviews from book reviewers and readers alike. It tells the story of how a Boomer couple started a small service business and sold it seven years later. You'll find plenty of advice about what to do and what not to do when starting a business with your spouse. Included are details about planning, financing, outfitting, and launching a service business, as well as operations, marketing, sales, customer service, and managing growth. Useful tools to help couples assess their business interests and business compatibility are also included. 

From March 4 through March 10, 2018, in celebration of "read an ebook week," GuideWords Publishing is offering the eBook edition of Let's Make Money, Honey: The Couple's Guide to Starting a Service Business at half price -- just $3.50 -- if you order it through Smashwords. You can get the book in any format for any device, including a PDF. 

To get your copy at half-price, simply go to: https://www.smashwords.com/books/view/568837  When you place your order, enter the code SAE50 and you'll pay just $3.50 instead of the regular price of $6.99. This offer is only good from March 4 through March 10 at Smashwords so order today!


Executive Recruiter Authors Employment Guide for Boomers

Screen Shot 2018-02-09 at 1.06.48 PM BooksThere has been a spate of books recently about seeking employment for Boomers. Here's one that is particularly interesting.

One of my blog readers, Rick Manning, is an executive recruiter with over 40 years in the employment field. He has authored and recently published a new ebook: You are a Classic: An Employment Guide for Baby Boomers. Geared to all job candidates over 50, this employment guide has been written to provide the reader with both support and expert instruction; in particular, with additional focus on empowerment and inspiration for those dismayed and dispirited by perceived ageism, which can be prevalent in the marketplace.

This guide also provides information offering a perspective on “positive aging” and optimistic attitude and outlook. Further, it has suggestions to help confront the common emotional impediments, which often occasion difficult job searches. Says Manning, "It is my intention to provide older job candidates with a proactive approach to their job hunting campaign, where they can take satisfaction in their effort worthy of a healthy self-esteem."

You can purchase You are a Classic wherever ebooks are sold, or directly from Amazon by clicking here. The Amazon listing includes the option to view a Table of Contents and a portion of the first chapter.

 


Is Consulting for You?

OnYourOwnI remember a time when a professional became a "consultant" for a brief period of time while looking for full-time work; sometimes, in fact, "consultant" was a code word on a resume for "on my own until something better comes along." Nowadays, however, consulting is not only a legitimate career path for the self-employed, it is also a viable second career for older professionals.

There are numerous potential benefits to becoming an independent consultant, not the least of which is the very word "independent." Benefits include the potential to earn high income, setting your own schedule, and re-purposing skills you already have and expertise you developed during your first career.

Still, consulting isn't a "slam dunk" for everyone. Writing for NextAvenue.org, Jonathan Dison, author of the book The Consulting Economy, has some sound advice for you before you consider plunging into the world of consulting. He talks about four lessons he wished he had learned before he became a consultant:

  1. Trust is everything
  2. Become indispensable
  3. Know the skills that are in demand
  4. Know your tax write-offs as a consultant

This article is a must-read if you're considering becoming a consultant. If you'd like a copy of Jonathan's book, you can purchase it directly from Amazon below.


5 Steps to Help Ensure Adequate Retirement Income

Guest Post by Merilee Kern

MusingsWhile plenty of people are duly committed to saving for retirement through 401k, IRA or other nest egg-inducing personal finance plays, however devotedly and even over many years, it turns out several may actually be suffering a false sense of security. 

“For many years, financial planners have espoused general formulas for determining the amount of income retirees will need, the most popular being the ‘70 percent rule’ that suggests that retirees will need to replace just 70 percent of their pre-retirement income to provide for their living needs in retirement,” notes Ray LeVitre, CFP, author of 20 Retirement Decisions You Need to Make Right Now; and founder/managing partner at Net Worth Advisory Group — a firm specializing in retirement financial planning

“That may have been an effective guideline a few decades ago when the rule was established; however, for many retirees, relying upon it today may be fraught with financial peril."

According to LeVitre, modern-day aging cost considerations include:

  • A male turning 65 years old today can be expected to live another 19 years versus 11 years in 1970; for women, they can expect to live another 23 years

  • The chances of retirees or an elder family member requiring some form of long-term care is 7 in 10.

  • Many of today’s retirees are carrying some form of debt into retirement, including mortgages, consumer debt and student loans.

  • Although inflation has moderated somewhat since the 1970s, lifestyle costs, such as housing, food and transportation consume a larger portion of a retiree’s budget today.

  • Although health care cost increases have slowed, the rate of cost increases continues to be well above the general rate of inflation.

I asked LeVitre what baseline, foundational steps those within 15 years of retirement can do to enhance lifetime income sufficiency. Here’s what he had to say:

  1. Track your expenses now. You should begin to track your living expenses and gradually adjust your budget to smooth out your consumption between your living requirements now and your requirements in retirement.

  2. Start living like a retiree now. Taking it a step further, you could take the approach of changing your lifestyle now to reflect how you expect to live in retirement. That might mean downsizing your home now, reducing your leisure travel, driving more efficient cars, and generally adopting a more frugal mindset.

  3. Increase your savings. Any combination of the first two steps should generate steady increase in excess cash flow which should be saved for retirement. Pre-retirees within 15 years of retirement should target a minimum of 15 percent of their earnings for contributing to their retirement.

  4. Start exploring your Social Security options. Retirees who are able to postpone their Social Security benefits until age 70 can significantly boost their lifetime income; and additional Social Security planning for spousal benefits could increase it further.

  5. Don’t invest too conservatively. Although the natural inclination is to reduce your exposure to risk-based investments like equities the closer you are to retirement, reducing your exposure by too much, too soon could stunt the growth of your capital. To ensure lifetime income sufficiency, today’s retirees should always have some exposure to equities. A broadly diversified, well-balanced portfolio of equities, bonds and cash offers the best opportunity to maintain the necessary growth of capital needed while minimizing volatility over the long-term.

LeVitre also underscored that, regardless of your planning method or process, it would be a mistake to succumb to standard formulas or a generalized approach to retirement planning.  

“Right now, your retirement vision—formed by your specific needs, wants, attitudes and beliefs—rests in your mind, and it will undoubtedly change as your outlook and priorities change,” he says. “But, you should always base your income needs on realistic assumptions.” So it’s time for America’s aging population to do a collective fiscal-future reality check. 

Merilee Kern, MBA, is an influential media voice and communications strategist. As the Executive Editor and Producer of "The Luxe List International News Syndicate,” she’s a revered consumer product trends expert and travel industry voice of authority who spotlights noteworthy marketplace change makers, movers and shakers. Merilee may be reached online at www.TheLuxeList.com. Follow her on Twitter here: http://twitter.com/LuxeListEditor and Facebook here: www.Facebook.com/TheLuxeList.


July Half-Price Sale on Business Book for Boomer Couples

LMMH book cover-jpg BooksIf you've ever thought about going into business with your spouse, you need to read Let's Make Money, Honey: The Couple's Guide to Starting a Service Business. The book has received excellent reviews from book reviewers and readers alike. It tells the story of how a Boomer couple started a small service business and sold it seven years later. You'll find plenty of advice about what to do and what not to do when starting a business with your spouse. Included are details about planning, financing, outfitting, and launching a service business, as well as operations, marketing, sales, customer service, and managing growth. Useful tools to help couples assess their business interests and business compatibility are also included. 

For the month of July only, Happily Rewired is offering the eBook edition of Let's Make Money, Honey: The Couple's Guide to Starting a Service Business at half price -- just $3.50 -- if you order it through Smashwords. You can get the book in any format for any device, including a PDF. 

To get your copy at half-price, simply go to: https://www.smashwords.com/books/view/568837  When you place your order, enter the code SSW50 and you'll pay just $3.50 instead of the regular price of $6.99. This offer is only good from July 1 through 31 at Smashwords so order today!


Partners in Life and in Business

OnYourOwnIf you and your spouse have some basic business skills and you are leaving the traditional workplace, you might consider running a business together. Partners in life can be partners in business, although it does take a clear recognition of the differences.

My wife and I ran a small service business together after I left my professional career as an advertising executive. We used that business as a bridge from full-time work to part-time retirement. An unexpected bonus was that we were able to sell the business after seven years.

So what does it really take to start a business together? One of the most important things is setting boundaries. In our case, we tried to be as specific and detailed as possible in divvying up who did what, basing the decision on who was best suited to which area and tasks. We agreed early on that each of us would have responsibility for certain areas, but part of our mutual responsibility was keeping the other person informed about our respective areas. 

It may seem mundane, but you and your partner should sit down and put on paper every single function of your business and assign one of your names to each. Both of you should keep copies of the list so there is never a misunderstanding. It is also important to determine which decisions can be made individually and which should be made together. For example, any decision about financing your business should be a joint decision; which bills to pay when, however, probably doesn’t require dual decision-making.

Another area where boundaries come into play is personal versus business time. Being in business together often makes it difficult to separate your business lives from your personal lives. It is a real comfort to know that you can talk about business matters with your partner after business hours, but that can cut both ways. Hard though it is, try to turn the business switch off when you leave the office for the day (especially if the office is your home). You both need some breathing room away from the business – time for yourselves to talk about other things, to spend time together having fun, and to re-connect as a non-business couple.

Cover openWe were so invigorated by our experience being in business together that we wrote a book about it: Let's Make Money, Honey: The Couple's Guide to Starting a Service Business.

As a reader of Happily Rewired, you can get a copy of the print edition of this book for just $10.95 -- $6.00 off the regular price of $16.95, a 35 percent savings!

To take advantage of this special offer, you must order the book here: www.createspace.com/5616668  When you check out, enter this code: GKYC7AGA to get your $6 per copy discount.

If you have ever considered going into business with your spouse or significant other, this book is a must-read. It has received rave reviews from reviewers and readers alike. 

Save $6 on the print edition when you order now!


Get Your Copy of "Second-Act Careers" for Just $1.99

BooksRetirement expert Nancy Collamer's excellent book, Second-Act Careers, is available in eBook form for just $1.99 (regularly $11.99) for a limited time. The book, subtitled "50+ ways to profit from your passions during semi-retirement," features Nancy's great advice about how to leverage your current background and experience into a "second-act" career. Chapters include:

  • Build Multiple Streams of Expert Income 
  • Create an Information Empire
  • Start a Small Service Business
  • Pursue a Business-in-a-Box Opportunity
  • Trade Your Time for a Paycheck
  • Make a Living While Making a Difference
  • Get Paid to Travel
  • Ten Reinvention Lessons Learned
  • Envision the Life You Want
  • Look to the Past for Clues to Your Future
  • Ask, Analyze, and Assess
  • Research the World of Possibilities
  • Try It Out!
  • Some Final Tips on Creating Your Second-Act Career

This offer is only good until May 28, so buy your copy of the eBook now by clicking below!